Programmable Trust Rails · Modern Retail OS

Modern Retail & Trusted Payments, Powered by Programmable Trust.

Accept every payment. Manage every branch. Protect every transaction — whether it's a shop checkout, a person-to-person transfer, or an escrow-backed order. One platform, every channel.

Escrow-Backed Transactions
Bank-Grade Security
Social & In-Store Checkout
Branch & Shift Control
Supplier & Payout Rails

How it works

Two ways to transact. One system.

1. Set Conditions

Delivery confirmed, geo verified, approvals, time lock, rating threshold.

2. Funds Locked

Money is escrowed securely until reality matches your rules.

3. Auto Release

When conditions are met, funds release automatically.

Or

Instant Retail Checkout

1. Load Your Wallet Or Choose A Rail

Top up your wallet, pay by card, mobile money, bank rail, or record cash at branch checkout without leaving the same flow.

2. Scan, Browse, Or Share

Go in-store to scan shelf codes, browse online, or share the cart to another payer without losing sale context.

3. Checkout, Verify, Or Reconcile

Pay instantly, verify paid carts, and carry the sale into branch, cashier, and settlement views when retail controls are needed.

Live Trust Ledger

0 active escrows
0 min avg release
Top conditions:

Experience Piaxis on Mobile

Manage your finances, make secure payments, and grow your business with our intuitive mobile app

Piaxis Mobile App Interface showing secure wallet and escrow transaction features

Live on Google Play

Escrow Protection
Real-time Tracking
Get it on
Google Play
iOS rollout
Coming next

Secure Escrow

Protected payments until terms are fulfilled

Business Tools

Complete CRM and inventory management

Multi-channel

Accept payments from any source

POS-Free Store Payments

Shop and pay in physical stores without traditional POS systems. Just scan, add to cart, and checkout.

Scan Product

Use your phone to scan the barcode on any product in the store

Add to Cart

Review product details and add items to your digital cart

Secure Checkout

Complete payment securely through piaxis's escrow system

Built-In Transaction Protection

Every transaction is encrypted, tracked in real time, and optionally escrow-protected until conditions are met.

Escrow Protection

Funds held securely until terms are met

Encrypted Transactions

End-to-end encryption for all payments

Real-time Tracking

Monitor your transactions every step

Verified Users

KYC verification for trusted transactions

Own the Branch. Run Modern Retail.

Turn every shopper's phone into a checkout counter. Manage branches, shifts, cash, and suppliers from one system — no extra POS hardware.

  • The Unlock: Turn every customer's phone into a checkout counter, with in-store scan checkout and paid-cart verification.
  • The Growth: Don't just sell in your shop. Sell on WhatsApp. Sell on TikTok. One inventory, one collection layer, one payout rail.
  • The Control: Run branch dashboards, branch price overrides, stock transfers, cashier roles, and till reconciliation.
  • The Cash Reality: Record manual cash sales, opening float, counted cash, and variance inside the same branch workflow.
  • The Supplier Flow: Raise purchase orders, receive stock into the right branch, and keep supplier payout workflows connected.
Checkout
Scanned!
Scan • Pay • Go

Sell on Every Channel. Collect in One Place.

Turn your social media presence into a powerful sales channel. Set up once, sell everywhere - no coding, no API integration, just pure social selling magic.

  • Sell on WhatsApp, Instagram, Facebook, TikTok, Jiji and any social platform
  • Share product links or QR Codes that work across all social media channels
  • Dont worry about logistics, we have partners that make that so easy, just list and rest
  • Secure payment collection with escrow protection for buyers
  • No technical knowledge required - just create your store and start sharing
  • Real-time inventory sync across all your social selling channels
Social commerce seller sharing shoppable product links on WhatsApp and Instagram

Shop with Confidence

Pay only when delivery is confirmed. Track every transaction. Save with friends in protected groups. Send money to anyone — your money moves on your terms.

  • Escrow protection — money releases only when you're satisfied
  • Track and manage your payments in real-time
  • Join social saving groups with friends in protected environments
  • Send and receive money securely across platforms
  • Transfer money to non-users through escrow or normal transfers
Consumer making a secure escrow payment using Piaxis mobile app

Build on Trust Rails

Integrate our robust API to process payments, disburse funds, and offer escrow services to your users.

  • RESTful API for accepting and disbursing payments
  • Escrow payment API with customizable terms for secure transactions
  • Multi-channel payment collection (cards, mobile money, banks)
  • Payment requests that can accept from anyone or specific users
  • Webhook support for real-time notifications and comprehensive SDKs
Developer integrating Piaxis Payment and Escrow APIs
Retail Operations

Your Retail Operating System

The same trust rails that protect shoppers also power your branch ops, cashier workflows, stock control, and supplier payouts.

Built for African merchants: online, in-store, and social.

Own the branch. Own the cashier. Own reconciliation. Own supplier payout workflow.

Securely collect, protect higher-risk trade with escrow, and pay suppliers from one system.

Cash is interoperable on Piaxis because the sale, shift, branch, float, counted cash, and variance are all recorded together.

Branch dashboards that behave like operations software

Run every branch with the detail a supermarket team expects, not just a simple storefront toggle.

  • Branch-specific tax profiles, price overrides, and default storefront branch controls.
  • Branch-to-branch stock transfers with an audit trail.
  • Supplier purchase orders and goods receipts recorded against the receiving branch.

Cashier roles, shift opening, and till reconciliation

Assign store staff the right permissions, then track the drawer from opening float to closing variance.

  • Cashier, manager, verifier, inventory, and reporting permissions.
  • Open and close cashier shifts by branch with expected cash and counted cash totals.
  • Variance notes, printable shift summaries, and branch-level shift history.

Cash is interoperable because it is recorded, not ignored

Piaxis works with physical cash-heavy retail because a cash sale becomes a first-class record in the same system.

  • Record offline or manual cash sales while still deducting stock.
  • Attach branch, cashier shift, and settlement context to recorded cash activity.
  • Verify paid carts at pack-out or exit without leaving the branch workflow.

Collect, settle, and pay suppliers from one operating rail

Use one platform for checkout collection, supplier ordering, and payout rails.

  • Track supplier order value and landed cost before stock is received.
  • Use payout and disbursement rails when it is time to settle suppliers or partners.
  • Watch branch and shift outcomes alongside payment and settlement views.

Branch settlement by shift

Open, monitor, close, reconcile, and print cashier shifts by branch. Expected drawer totals, counted cash, and variance stay visible.

Cash, QR, card, mobile money

Accept digital payments, record physical cash, and keep both inside the same store, branch, and shift history.

Supplier workflow with payout rails

Raise supplier orders, receive stock into the right branch, and keep payout rails ready when procurement or partner settlement needs to move.

Platform Capabilities

The Trust Shield

Money stays locked until delivery is confirmed or conditions are met.

The Line Skipper

Walk into a store. Scan. Pay. Leave. No queues. No cashiers. Just you and the exit.

Social Links & QR

Share shoppable links across every social channel.

Shared Cart

Send your cart to any payer — a parent, friend, or sponsor — and they pay from wherever they are.

Restricted Spend

Money that only buys approved categories/items.

Fundraising Caps

Goal-based campaigns auto-close at 100%.

Payroll Escrow

Release wages only after presence + time rules.

Savings Groups

Transparent group saving with rule governance.

Credit Lines

Inventory restocked before cash arrives.

The Pocket HQ

Track customers, run promotions, and manage branch follow-ups from your phone.

Notifications

Programmable events and trust status updates.

APIs

Payments + programmable escrow in a few lines.

Automated Tax Compliance

Integrated URA eFRIS invoicing. Stay compliant, automatically.

Built for Every Role

Consumer: Pay only when satisfied

If it isn't delivered or verified, it isn't paid.

Start a Protected Payment

Merchant: Unified selling

One setup. All channels. Trust in every sale.

Create Shop

Developer: Ship trust, not risk

POST /escrows in 5 lines. Latency you can trust.

Generate API Key

Employer: Automated payroll escrow

Release funds by presence + time worked rules.

Set Payroll Escrow

Fundraising: Goal-based transparency

Hit 100%, auto-close. Or open pledges with caps.

Launch Campaign

Developer Quickstart

Payments, payouts & programmable escrow in a few lines. Start with a test key, upgrade when ready.

curl -X POST https://api.gopiaxis.com/escrows \
  -H 'Authorization: Bearer <API_KEY>' \
  -H 'Content-Type: application/json' \
  -d '{
    "amount": 150000,
    "currency": "UGX",
    "conditions": ["delivery", "geo"],
    "beneficiary": "USER_ID"
  }'
Generate API Key
Latency: < 350ms p95 (regional)
Uptime: 99.9% past 30d

API access is live. Use the docs for current endpoints and configure webhooks only for features already marked active in your dashboard or integration guide.

Ready to grow with built-in trust?

Start with what you need today. Unlock more as you grow.

Need Help?

Our comprehensive support center is here to help you succeed. From quick answers to personalized assistance, we've got you covered.

Knowledge Base

Instant answers to common questions

Live Support

Get help from our expert team

Documentation

Complete guides and tutorials

What our users say about GoPiaxis

Real feedback from businesses and individuals using the platform

Share your experience

Tell us how GoPiaxis has helped your business or personal finances.

Frequently Asked Questions

Got Questions? We've Got Answers

Find answers to common questions about our payment solutions, security features, and how to get started with piaxis.

Piaxis is a commerce platform built on programmable trust rails for African merchants, shoppers, and developers. It combines secure payments, escrow when needed, social selling, in-store scan checkout, branch operations, cashier workflows, supplier ordering, and payout-ready APIs in one system.

Our escrow flow holds funds until the agreed conditions are met. Those conditions can include delivery confirmation, location checks, approvals, sequential steps, or multiparty confirmation. The result is programmable protection for higher-risk transactions, with encrypted and monitored payment handling.

Yes. Piaxis lets you publish product links and QR flows for WhatsApp, Instagram, Facebook, TikTok, and other channels, while keeping payment collection and inventory connected to the same retail system.

Piaxis supports mobile money, bank transfers, cards, internal wallet flows, and cash-recording workflows for physical retail. That means shoppers can pay their preferred way while digital and cash-heavy merchants still reconcile the same branch activity in one place.

We offer competitive transaction fees that vary by service type. Basic features like social saving groups have no fees, while payment processing and escrow services have small transaction fees. Contact us for detailed pricing information.

Social saving groups let members set contribution rules, vote on governance, track balances transparently, and protect group activity inside a controlled workflow. It is designed for accountability, not informal record keeping.

Absolutely! We provide a comprehensive RESTful API with SDKs, webhooks, and detailed documentation. Developers can integrate payment processing, escrow services, and disbursement capabilities into their applications.

If you are using internal its instant, but for external wallets Payment processing times vary by method: mobile money and card payments are typically instant, while bank transfers may take 1-3 business days. Escrow releases are immediate once conditions are met.

No technical knowledge required! Our platform is designed for everyone. Simply register, create your store, add products, and start sharing on social media. We handle all the technical aspects for you.

We currently operate in select African markets with plans for expansion. Check our website for the most current list of supported countries and payment methods available in your region.

All users can track payments and transaction history. Merchants also get cart and checkout records, branch-level operations views, cashier shift summaries, and business performance dashboards so that collections and reconciliation stay traceable.

We provide multiple support channels including email support, comprehensive documentation, API guides for developers, ticketing, and customer service. Business users also get priority support for critical issues.

Still have questions?

Can't find the answer you're looking for? Our support team is here to help.